For savings and credit cooperatives in Nepal
Books the board and members can trust.
Keep the society's own books with budget against actual for every board meeting, months that stay closed once closed, a second person on every correcting entry and an audit log that cannot be edited.
Every rupee of the society's own books, open to the board.
When the board pack is built in a spreadsheet, closed months can be reopened and one person can post and approve alike, members have no way to know the books are right.
Side by side
Without XoraPro, and with it
The same day in your trade, told twice: once on paper and phone calls, once in XoraPro.
The board meeting
Without XoraPro
The manager rebuilds the budget comparison in a spreadsheet the night before.
With XoraPro
Budget against actual comes straight from the books, line by line.
The 25th
Without XoraPro
TDS and SSF dates are remembered, or missed.
With XoraPro
The compliance calendar shows each date in Bikram Sambat with the days left.
Month end
Without XoraPro
The bank balance and the book balance differ, and nobody can say why.
With XoraPro
Each statement line is matched to the books before the month is closed.
Telling the members
Without XoraPro
A notice goes on the board and most members never see it.
With XoraPro
One message reaches a chosen group of members by email.
What it does
What XoraPro does for you
1 of 4
Set the year's budget by expense line and period. The budget against actual report reads every posted entry, so the board pack comes from the books, not from a separate spreadsheet.
2 of 4
Close a month once it is reconciled and nothing in it can change quietly. A correcting journal waits for a second person to approve it before it counts.
3 of 4
Every change is logged with who made it and when, and each entry in the log carries the hash of the one before, so the log itself can be shown not to have been altered.
4 of 4
Match each bank statement line to the books, account by account, so the cash the board sees is the cash in the bank.
Who it helps
Better for you, and for the people you serve
For the society
Member loans receivable, member savings deposits and interest income on loans are on the chart from the first day.
One pay run with SSF and salary tax worked out, and salary advances recovered from the next run.
The cooperative registration and COPOMIS record on one register with every other paper the society holds.
For your members
A rate change or an assembly notice goes to a chosen group of members in one email.
Closed months stay closed, and every change keeps a name and a time.
Furniture, computers and buildings on a register, depreciated every month.
Built for Nepal
Bikram Sambat first
Today is Monday, 30 Kartik 2083, 16 Nov 2026.
The e-TDS upload file
An Excel file in the IRD portal's seven-column layout, for Load EXCEL file in E-TDS.
Nepali and English
On the screen and on the paper, in the language each person reads.
SSF by the 25th
The SSF deposit is on your compliance calendar, due within 25 days of the month end.
What you can check
- The main copy of your records is kept on a server inside Nepal, with a read-only standby copy in Singapore.
- Every change is logged with a name and a time, and the log cannot be edited.
- A posted bill is reversed, never deleted.
- Your accountant can be given read-only access.
- The whole book exports to Tally XML, Excel or CSV at any time.
Other industries
Accountants and audit firms
- Every client from one console
- Each client keeps its own plan
- You set and charge your own fees
Shops and kirana
- VAT bills in seconds
- A khata customers can see
- Keeps selling when the internet drops
Pharmacies
- Scan the barcode to bill
- VAT and non-VAT items on one bill
- Stock that counts itself
Distributors
- Shops order from you on their phone
- A truck arrival posts the supplier bill
- Every payment on the customer's khata
Restaurants and cafes
- Tables and kitchen orders
- Staff clock in with a QR code
- The day's sales and VAT in one report
Hotels and lodges
- Rooms, bookings and the guest bill
- Housekeeping for every room
- A register of foreign guests
Schools
- Fees billed and followed up
- Marksheets and progress reports
- Parents see results on their phone
Construction and contractors
- Workers clock in at the site with a PIN
- Where site staff worked, day by day
- Wages and advances in one place
Transport and logistics
- Every vehicle's log and mileage
- Driver licences and renewals tracked
- Cash collected on delivery, recorded
All industries
Choose your industry at sign-up and XoraPro opens with the right screens, accounts and reports.
- Supermarkets and grocery stores
- Butchers and meat shops
- Pet shops and pet supplies
- Fish markets and fish shops
- Clinics and healthcare
- Manufacturing
- Salons, wellness and gyms
- Automotive and workshops
- Cooperatives (sahakari)
- Agriculture and farming
- Online and e-commerce
- Import and export
- Real estate and rentals
- Hydropower
- Non-profits and NGOs
- Handicraft and artisans
- Professional services
- Staffing and manpower
- IT, software and startups
- Media, creative and events
- Freelancers and self-employed
